Pros
Ability to predict my daily bank balance at any date in the future, thus planning for infrequent but expensive line items, usch as summer day camp in June and July.
Cons
Deleting recurring expenses can sometime cause prior-date entries to disappear. It can be difficult to locate where the record was dropped. I wish there was a pop-up warning when records from a past date are about to be deleted.
Summary
I have found no other product that gives me a future calendar view of my bank expenses. This program is simple but brilliant
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Pros
Simple and visual. Put your payments and sources of income on a calendar and predict with relative accuracy how much money you'll have at different points in the future. I'm a "visual" person, so this sort of calendar-based setup works really well for me.
Cons
The interface looks a little dated. Also, the user can add images to help identify different expenses and sources of income, but he or she is limited to the images provided by the Budget Calendar program. I'd like to be able to add images of my own sometimes.
Summary
For anyone who considers himself or herself a "visual" person, this program is a simple and effective. It's certainly worth the registration fee.
Updated on Aug 10, 2014
I just realized that the user CAN add his or her own images to the C:\Program File\MiShellSoft\Budget\images directory. My apologies to the developer.
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Pros
Calendar format provides quick visuals for future planning. Simple format is practical and useful for managing personal transactions.
Cons
If certain manual adjustments are made to the total balance, and then subsequent expenses are added, the total balance is not automatically adjusted to reflect the changes, but this is minor and easy to manually correct when such adjustments are made.
This isn't meant to be a tool for managing complex investments, so I don't consider its relative simplicity to be a con.
Summary
I really love this product. It's super easy to enter income and expenses. You can designate income or expenses as recurring or one-time, add categories, and view cumulative activity in dollar and percentage amounts. Easily drag and drop payment dates on the calendar to see how available balances changes by the day...it's very useful to keep track of spending and stay on budget.
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Pros
I have been using this application since it began. It is so clear and easy to use with its calendar like interface you will wonder how you ever did without it.
It my favorite Money appliction and has saved me from several potential money problems.
Cons
Love it all
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Pros
I'm a "visual" kind of person, so the calendar layout works really well for me
Cons
It's quite straightforward to use, but minor improvements could be made to make the user experience a little easier
Summary
This product is exactly what I was looking for. I have certain predictable expenditures that come up each month, and I need to budget for these expenditures constantly. By typing in my spending patterns and my known bills and financial commitments I can look ahead at future months and see if I'll have enough money. I just need software to keep a running total of the cash that is scheduled to come in and the cash that is scheduled to leave and ensure that I'm "in the black". This software does that very well. It is basic, though, so if you want fancy options you might want to give this a pass. It's one step up from writing all your expenditures down on a calendar and doing calculations by hand.
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Pros
Able to see shortfalls day to day, icons help you quickly identify categories, able to split payments
Cons
Preselected categories would be helpful
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Pros
No pros from my view point
Cons
Calendar interface too hard to use
Not user friendly
Summary
Looking for a calendar interface for home financials ... close, but functionality is seriously lacking.
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Reply by on March 17, 2010
Could you please be more specific on what is ?seriously lacking? in functionality?
What is ?not user friendly? in your opinion?
What part in the calendar is too hard to use?
I would greatly appreciate as much details as possible.
Pros
Quick download, easy to see where your money goes
Cons
It can a little tricky when you add transactions but if you read the help files you will be okay. You can view your calendar for a 12 month period only. That sucks.
Summary
Extremely good program. I can see when I'll get paid, when my bills will be due, how much money I will have at a certain time and how much I will have saved up by a certain date. It is very well worth it. I used to get overdraft fees from my bank about every now and then because I wasn't sure how much money I had. Or I had to borrow to pay a bill here and a bill there because I spent too much during the weekend. Ever since I got this software I have savings of about 300 a month because every time I withdraw cash from my bank account I know my calendar budget is going to be off so I keep it to a minimum. I love it, it's affordable and easy to use.
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Reply by on March 17, 2010
You can view more than 12 months.
Use File->preferences->Number of available months property.
Pros
Easy to use.
Cons
Can't find anything wrong with it.
Summary
It's everything I been looking for. I have never commented on a product, but I would have to say, this would be the first and maybe last time I would comment on a program.
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Pros
user friendly, inexpensive
Cons
i have nothing bad to say about this product
Summary
This budget software is excellent. Nothing complicated about it, and it's very inexpensive. I purchased it before the trial even ended. The trial version doesn't limit the software's capabilites like many other product do. I love it!
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