You have a dream destination. As a BrightPlan client, the mobile app helps you get there. Enjoy the journey as you save and invest for goals like buying a home, education, and retirement. Keep track of your financial life and track progress along the way.
BrightPlan Financial Wellness Coach
Your BrightPlan Coach is by your side throughout your financial journey, with personalized advice on next steps to take to help you reach your financial goals. Your Coach advises you on creating goals, paying off debt, investing in the right accounts, etc.
BrightPlan Financial Wellness Score
Your Financial Wellness Score is a snapshot of your financial wellbeing. BrightPlan calculates your score by evaluating your financial wellness across key factors that impact your financial situation. Each time you make a smart money move your score updates automatically, boosting you from a Basic Budgeter to a Money Master.
BrightPlan Smart Budget
Smart Budget helps you quickly create a plan for your money so that you can save, spend, and invest for maximum impact. Smart Budget is easy, automated, and low maintenance. You don't need to manually build your budget, BrightPlan does it for you. When you link your credit cards and bank accounts BrightPlan intelligently analyzes your past spending, summarizes your transactions into useful budgeting buckets, and automatically generates your budget.
Discover how spending decisions are impacting your financial future. Your spending analysis helps you get a handle on your spending in seconds, not hours.
- Assess your overall spending each month
- Monitor spending trends for categories like food or transportation
- Review transactions for all of your accounts in one place
Set Financial Goals
- Pay off debt
- Build an emergency fund
- Buy a home
- Save for education
- Take a trip
- Retire in style
- Start a business
- Make a major purchase
- Get a unique investment strategy for each goal
- Analysis of your investments outside of BrightPlan with investment recommendations
- Personalized advice to help keep you on track
- Actionable progress reports
- View possible future outcomes based on 1,000 market simulations and your personal inputs and assumptions.
Track Your Financial Life
- Link all your financial accounts from 16,000+ institutions
- Understand how market moves affect your goals
- One consolidated view of your entire investment portfolio
- Monitor your net worth and cash flow across all your linked accounts
- See the fees you are paying in all your funds
- Analysis of your investments to highlight if youre too invested in a single stock
- View transactions to stay on top of what you're spending and earning
- Fund your goals in a BrightPlan investment Account to get the full benefits of automation
- Review your plan with a financial advisor from our sister company Plancorp
- Automatically invests according to your goals investment plan
- Regular account rebalancing to stay aligned with your strategy
- Smart dividend reinvestment
- Tax-optimized investment strategies
- Professionally managed portfolios with low-cost funds from Dimensional Fund Advisors and Vanguard
BrightPlan Investment Accounts managed at TD Ameritrade Institutional