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The American Bankers Association (ABA) represents banks of all sizes and charters and is the voice for the nation's $13 trillion banking industry and its 2 million employees. We are passionate about representing all of our members, from the smallest community banks to large institutions, and bringing about positive change for the entire banking industry. The ABA Insurance Risk Management Forum (2015 IRM) is created for bankers by bankers and will feature tactical and strategic sessions on how to use insurance in new more cost-effective ways to mitigate costly risks in a rapidly changing landscape.