2012 - 2012 . - , . 2012 . 2012 , .:The Annual Report 2012 application contains financial report andother corporate reporting of Sberbank of Russia for the year 2012.Sberbank is the largest modern universal bank in Russia and EasternEurope, offering a wide range of banking services to a diverseclientele.In 2012 Sberbank has transformed into an international financial corporation.The Annual Report 2012 application contains a special "Our Team"section, accessible from the main page. It uses the parallax effect todisplay photos of and quotes of Sberbank managers and employees.