Full user review
"An internet scam...brought to you by Hallmark"
Pros? Yeah, they'll get you to pay closer attention to your credit card bill.
My wife used the "free" service and I just noticed our credit card has been charged 5.99 a month for the past 4 months.
She has no recollection of signing up for a pay service, so I'm sure this was one of those things where they sign you up by default, unless you pay attention and uncheck some box somewhere.