Smilebox
Full user review
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"An internet scam...brought to you by Hallmark"
Pros
Pros? Yeah, they'll get you to pay closer attention to your credit card bill.
Cons
My wife used the "free" service and I just noticed our credit card has been charged 5.99 a month for the past 4 months.
She has no recollection of signing up for a pay service, so I'm sure this was one of those things where they sign you up by default, unless you pay attention and uncheck some box somewhere.