PhotoScape
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Full user review
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"Of all the photo tools I use, this is my favorite."
Pros
Easy to navigate. Plenty of tools for beginners and amateurs, including advanced settings for most tools. Thorough selection of frames, resizing standards and filters. Many other advantages beyond editing, including screen capture, raw image conversion, batch editing and animated slideshow creation.
Cons
There's no masking tool for removing backgrounds or isolating a selection within an image.
Summary
I've been using this and many other editing programs for about a year and this is the best out there for the number of features and ease of use for both beginner to advanced needs.