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2 out of 2 people found this review helpful
2 stars
Version: IngenMoney 3
"no what-if apparent"
Pros: Interface is fool-proof. The help is first-rate at describing the interface elements.
Cons: Not 100% sure what the product does or what value it provides. I'm interested in forecasting, doing "what if" analysis (What if I sent $200 more to savings each month? What if I got a raise? What if I deferred my cable bill to next paycheck?) and this does not seem to be supported........The concept of "pocket money" is nonintuitive. It apparently gives you pocket money on every payday, after deducting enough to cover your bills, but darned if I can follow the math on how this works.........Interface is too controlling - cannot easily delete a transaction. Cannot delete the initial bank deposit - once it's made, you either erase the entire bank account or put in adjustment transactions to correct it. Only have 7 columns or so for recurring charges, though you can double up under each column.........As the help says, you must be willing to sync your bank account "every 3 or 4 days." This is impractical. Bills are done once per month, checks are written twice per month. Again, I'm not 100% sure what this product does or why I would want to keep sync'd with my bank account other than just for the sake of watching my money being spent. Maybe that is why they offer an MP3 player to go with it, to ease the inevitable depression.
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