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From Dana Devoe:
Financial Solutions by Devoe Technologies, LLCFinancial planning these days is a must. If youare wondering if your budget can handle the payments to buy a house or a car, or how much money you would need to save every month to preparefor your child's college cost, and many other financial questions, thenFinancial Equations is the application for you.Financial Equations is a Time Value of Money program with the most commonly used equations for financial calculations.The application has 11 Equations:Future Value of an Investment Future Value of Deposits Regular DepositsRegular Withdrawals Initial InvestmentMinimum InvestmentRegular Payment on a Loan Principal on a Loan Term of a LoanNominal Interest Rate Effective Interest RateIf you wanted to determine your monthly payment for a car costing $19,000.00, you would use the Regular Payment equation. Entering the data:Principle: $19,000.00 (cost of the car)Interest Rate: 5%Payments per year: 12Number of years: 5Payment: $358.55You and your wife are expecting and you want to set up a budget to determine how much money you would need to save every month over the next 18 years to yield $60,000.00 foryour child'seducation. Using the Regular Deposits equations you enter:Future Value: $60,000.00 (assume cost in 18 years)Nominal Interest Rate: 1.5%Deposits Per Year: 12Number of Years: 18Deposits: $242.13