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5 stars
Version: Debt Reduction Calculator for Excel 1.2
"The Best snowball tool that I have found to date"
Pros: I like that I can customize the payoff schedule to see the difference that it makes on the interest paid. I am also able to enter extra money (on top of snowball amount) each month.
Cons: I wish there was a way to know what the CURRENT debt amount is so I can see if I am in sync with my money statements.
Summary: Great tool. Add the ability to see my starting debt and current debt. I want to be able to graph a "thermometer" going up (debt payments) or down (current debt) on a monthly basis and I would love it even more. That would give the visual kick to keep going at paying off the debt.
If someone is a technophobe, then they may be scared to use Excel.
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