The "Download Now" link directs you to the iTunes App Store, where you must continue the download process. You must have iTunes installed in order to open the link, and you must have an active iTunes account to download the application. This download may not be available in some countries.
From Midnight Labs:
The Lite version is now available for the iPad! All the primary features of the regulare version of Agile Snowball. In-App purchasing allows for upgrading to all features of the full version such as saving and multiple snowballs. Features: Track multiple debts at once. Add/Edit/Delete debts. Add/Edit/Delete additional payments. Detailed statistics for each level of scope. Localization support for currencies and dates. Based on device settings. Simple, Clear interface. Unique Tutorial Mode to explain all features and information being displayed. Custom Graphs and Charts for visual representation of data. Agile Snowball is a financial tool that will attempt to find the best repayment plan for a given scenario, if one exists. If you have multiple debts it can be difficult to figure out which one should be given the highest priority. The Snowball technique is a method of debt repayment that takes a single monthly payment, and distributes it amongst the debts generally in the most efficient way possible. People often wish to pay off the smallest debts first to gain a sense of accomplishment but this has the potential to lead to large amounts being paid in interest. By paying the highest interest amounts first you can be assured that you are minimizing the cost of repayment. Instead of going to a consolidation service the Agile Snowball can tell you how to keep track and repay all your debts in the timeliest manner. Disclaimer: Agile Snowball is a tool to help and educate an efficient repayment plan. Midnight Labs and Agile Snowball is not liable for any errors, mistakes, inaccuracies that may occur. Talk to a certified professional if you have further questions or would like to know more about repayment options. It is up to the individual to ensure that they are aware of their financial situation.