Active@ File Recovery
Full user review
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"Saved me"
Pros
My daughter spent 10 days in Japan on an exchange program, took a huge number of photos, but one of her SD cards was accidentally reformatted. Unfortunately, she saved a couple of new photos before realizing the problem.
Active@ File Recovery found all the photos and recovered at least 80% of them. For $30, it was a screaming bargain.
I am once again my little girl's hero.
I love the other response of "only works if bought". For free, it will tell you what it can recover and then will tell you to pony up if you want to actually recover the files. I consider that fair.
Re: the "expensive" comment, the other product I found that was able to recover the files was $80, so the competition appears to be much more expensive. Perhaps if all you need is a simple "undelete", freeware would be fine, but I needed something that would recover files from a format AND it had to work with something other than a simple hard disk.
Cons
The interface is not as intuitive as it could be, but a bit of playing with it eventually got me what I needed.