AceMoney

Editors' Rating:
3
Good
Average User Rating:
3.8
out of 40 votes
See all user reviews

Quick Specs

Version:
4.11
File Size:
6.46MB
Date Added:
December 16, 2010
Price:
Free to try (30-day trial); $30.00 to buy
Operating Systems:
Windows 95/98/Me/NT/2000/XP/2003/Vista/Server 2008/7
Total Downloads:
29,175
Downloads Last Week:
50
Product ranking:
Additional Requirements:
Not available

Editors' review

Personal finance programs are a dime a dozen these days, so the bar is set pretty high when it comes to performance. AceMoney offers tools for creating and maintaining budgets, tracking investments, and even online banking. And while it successfully let us do all of the above, we found that it lacked protection for sensitive information.

The program's interface is very businesslike, and its simple, straightforward design makes the array of options easy to understand and navigate. Large commands at the top of the window let you toggle between seven categories, including accounts, portfolio, banks, payees, and reports. Although the data is presented in an easy to understand spreadsheet format, sample entries are included. A left-hand menu changes depending on which category is selected, and options are clearly labeled. With your portfolio, for example, you can opt to download the latest stock prices, or re-invest dividends. We were able to add banking and credit card information, and schedule bill payments with no problems, and we liked the calendar-style view of money in and out for the month. We also were able to quickly and easily view cash flow and transaction reports. We found a lot to like in AceMoney's simple approach, but we couldn't help feeling vulnerable entering data because the program isn't password protected and doesn't encrypt your private data.

AceMoney includes an online tutorial if needed, although the program's Help file should answer most questions. While AceMoney worked fine, we like to have total confidence that our data is secure. We suggest you look for a financial management program that keeps your private data private.

Publisher's Description

More Products to Consider

All User Reviews
  • All Versions:

    3.8

    out of 40 votes

    • 5 star: 18
    • 4 star: 11
    • 3 star: 2
    • 2 star: 3
    • 1 star: 6
  • Current Version:

    0 stars Be the first to review this product
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    Results 1-10 of 40

  • 5 stars

    "Best program for a home user I found."

    June 20, 2014   |   By JEHarbeson

    Version: AceMoney 4.35.1

    Pros

    Ace Money does everything I need it to do and more. I do in fact have it password protected although the authors article state that cannot be done. My data is encrypted and stored securely on an external drive as well. I highly recommend giving the program around the block. I used the free version for several month prior to upgrading to the paid version. The free version allows you to maintain two accounts, I needed more so I upgraded.

    Cons

    Problems with connecting directly yo my bank for downloads, but that is more than likely my lack of knowledge to do it. I just download and import my info that way and it works fine for me.

    Summary

    Our payroll and benefits clerk at the County has also began using this program for her personal finances. She is a CPA and took my recommendation to try it. She has recommended this to all the County employee's where I work to try for their personal use. What does that say?

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  • 5 stars

    "Great program! CNet needs to update their review."

    May 03, 2014   |   By BDunmer

    Version: AceMoney 4.35.1

    Pros

    -Easy to use. Offers advanced features, but doesn't force the ordinary user just tracking bank transactions to deal with with them if they don't want to.
    -Only program that imported my transactions from Quicken with no tinkering required.
    -DOES support passwords and account file encryption-- the review is outdated.

    Cons

    --Rather basic user interface; functional, but could use artistic polish.

    Summary

    I tested with the lite version, which offers all features free for two accounts. Upgrading to the pro version for unlimited accounts.

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  • 1 stars

    "0 star - BEWARE ACEMONEY"

    April 23, 2014   |   By DMand1

    Version: AceMoney 4.35.1

    Pros

    NO PROS - NO CUSTOMER SERVICE

    Cons

    NO CUSTOMER SERVICE
    DO NOT BUY. Beware of ACEMONEY.
    I paid $40 and it does not work on my PC.
    For 2 months, I have requested refund through emails because NO CUSTOMER SERVICE CONTACT telephone on their website.
    NO REPLY FROM ACEMONEY.
    BEWARE !!!!

    Summary

    DO NOT BUY.
    NO CUSTOMER SERVICE CONTACT

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  • 1 stars

    "Couldn't find my accounts"

    January 06, 2013   |   By Redskins4Life

    Version: AceMoney 4.33.1

    Pros

    None - I couldn't even use it.

    Cons

    Didn't work for me

    Summary

    I got AceMoney as a possible replacement for Quicken 2010 since I didn't want to be forced to upgrade to Quicken Deluxe 2013. Should have saved myself the 30 bucks and stayed with Quicken. Set up my account and activated online services (my credit union was listed in the drop-down menu). Entered my user ID and password and tried to update my account. got a "failed" message that said "the financial institution does not have an account identified by this number". I use the exact same user ID and password in Quicken and it found all fuor of my accounts in about 5 seconds. Also tried setting up a credit card account using USAA Federal Savings Bank. Entered username and password. Also failed with a "some or all of the information you entered is invalid". Back to Quicken I go.

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  • 5 stars

    "So Far, So Good!"

    September 28, 2012   |   By terileighspringer

    Version: AceMoney 4.20.7

    Pros

    I have not been using this program long, but I have been very satisfied with it so far! I have found that
    -The design/layout seems well done to me - very "user friendly"
    -This program has virtually almost all of the features that I, personally, was looking for.

    Cons

    My bank was one of those not listed under "direct connect". Hopefully it will become an available option in the future. In the mean time, however, I was pleased to see that there was still a pretty simple "work around" which still allows me to download my information fairly easily.

    Summary

    As indicated, I haven't used this program long, but I anticipate that it will meet/exceed all of my needs and expectations. I felt that the price was quite reasonable for a reliable, very functional program. I still have a lot to learn about it, but so far, so good...

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  • 1 stars

    "Not what they advertised!Don't buy ACEMONEY!"

    March 09, 2012   |   By weedswords

    Version: AceMoney 4.20.5

    Pros

    None, not what they advertised. Do not purchase this software.

    Cons

    I tried the free download and exercised comparing it to several other programs. I am Technical Support Analyst so decently experienced. Used their files and saw it connect but since the accounts were bogus, stocks were not real, it seemed the connectivity was not a problem. We use a Hughesnet Satellite connection and have successfully used Money for years, even AFTER it was no longer supported. We purchased the full licensed version of ACEMONEY and IT NEVER worked. I contacted support multiple times, got ridiculous answers (stupid user answers) and they refuse to refund. They have NO ONE you can talk to and very poor service policies.

    Summary

    Don't buy it. I downloaded MoneyDAnce and it worked the FIRST TIME. So it was the Acemoney software, not our connectivity and not our experience.

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  • 2 stars

    "Plain and simple but NOT a replacement to Quicken"

    January 06, 2012   |   By astectv3

    Version: AceMoney 4.19.1

    Pros

    Straight forward, clean accounting. Looks rather simplistic and basic to use and set-up.

    Cons

    DOES NOT compete with Quicken or any similar application for that matter. Their marketing hype is exaggerated. The banking that it is supposed to work seamlessly is limited. Unfortunately for me, I listened to the hype thinking they were legit and this would replace Intuit as stated. What I found, since I paid upfront without a trial, is software that WILL NOT communicate to either of the two banks I use. I have Quicken, and it is not a problem anywhere. Not only that, since it cannot download current status, I cannot do any Bill-Pay either, which was my main objective. After emailing support (you can't talk to them on the phone), their reply was that I should have received the Trial version and they ASSUMED I had done that and was satisfied. So much for taking a company's word in good-faith. They of course refused to credit me the purchase even though this wasn't even a physical version of the software.

    Summary

    All-in-all, buyer beware! If you don't mind doing a OFX file download from your bank, IF able to, and then uploading this to the application just to see what is in the bank... you're OK. If you want to do Bill-Pay, of course you can forget it. HOWEVER, if you have a large bank like Bank of America you MIGHT be OK as well.

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  • 5 stars

    "Great Home Accounting"

    October 23, 2011   |   By klwillits

    Version: AceMoney 4.19.1

    Pros

    Easy to use
    Unlimited # of Accounts

    Cons

    Poor tutorial
    Item numbering confusion

    Summary

    This is my 3d year using this software. So I have a good bit of experience using the software. I have used Quicken and MS Money and they are difficult to learn or use. Out of the box it is easy to set up accounts and use the software. It has a lot of nice features that make it easy to navigate. It has a number of reports and charts and it has a good budgeting capabilities.

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  • 1 stars

    "Poor Help Information"

    July 23, 2011   |   By vwsam

    Version: AceMoney 4.19

    Pros

    easy to use interface

    Cons

    Poor help information
    Triggered my bank into thinking it was Quicken

    Summary

    I tried the demo. At first I liked it, but then when I tried to balance my bank account, it would not let me tell it the ending balance, which came up differently from my bank statement. Help window was useless, as was the knowledgebase at the website.
    I also downloaded from my bank but unfortunately my bank thought it was Quicken and it triggered an automatic sign-up for a service that costs $10 a month with my bank; I was not given any warning by Ace Money about this.

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  • 4 stars

    "Great program, simple to use, well worth the $30"

    May 31, 2011   |   By chass77

    Version: AceMoney 4.18.1

    Pros

    Very intuitive, tracks multiple types of accounts. Simple, easy to understand and use interface. I went to tools>options>password and had no problem password protecting my data.

    Cons

    None that I can find.

    Summary

    Developer answers questions promptly (usually within hours) when submitted on a tech support "ticket" on their website. May not have all of the "bells and whistles" that Quicken has but this is a great program. I have looked long and hard for a financial program and this one is easy to understand and use and is the best.

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  • Results 1-10 of 40

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