Bare-bones personal finance | Download Product Review - CNET Download.com

Bare-bones personal finance

Don't expect much from this extremely basic software.

There are a lot of programs (not to mention Web sites) out there these days that make keeping track of your personal finances practically effortless. If software creators are hoping to compete with these extremely effective and well-designed programs, they'd better go big or go home. We wish that the creators of JaHoCa had gone home.

The very first thing we look for in personal finance software is the capability to import transactions that users have downloaded from their banks. JaHoCa does not offer this feature, and we have trouble imagining why anyone would want to manually enter each transaction when there are alternatives available. The rest of the program is similarly unimpressive: users can enter recurring transactions (which the program unhelpfully refers to as "permanent operations"), commodities, transaction categories, and people. The program also offers a handful of pie charts that display spending according to groups, commodities, people, or dates. There was virtually nothing about the program that impressed us. We suppose we can give it credit for being easy to use, but that's simply because it doesn't do very much. The program's PDF Help file is brief and was obviously written by someone who isn't a native English speaker.

JaHoCa is free. It comes as a zip file and is accessible after extraction with no need for installation.

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