Spreadsheet-style tracking | Download Product Review - CNET Download.com

Spreadsheet-style tracking

Lacks protection or encryption for sensitive data.

Personal finance programs are a dime a dozen these days, so the bar is set pretty high when it comes to performance. AceMoney offers tools for creating and maintaining budgets, tracking investments, and even online banking. And while it successfully let us do all of the above, we found that it lacked protection for sensitive information.

The program's interface is very businesslike, and its simple, straightforward design makes the array of options easy to understand and navigate. Large commands at the top of the window let you toggle between seven categories, including accounts, portfolio, banks, payees, and reports. Although the data is presented in an easy to understand spreadsheet format, sample entries are included. A left-hand menu changes depending on which category is selected, and options are clearly labeled. With your portfolio, for example, you can opt to download the latest stock prices, or re-invest dividends. We were able to add banking and credit card information, and schedule bill payments with no problems, and we liked the calendar-style view of money in and out for the month. We also were able to quickly and easily view cash flow and transaction reports. We found a lot to like in AceMoney's simple approach, but we couldn't help feeling vulnerable entering data because the program isn't password protected and doesn't encrypt your private data.

AceMoney includes an online tutorial if needed, although the program's Help file should answer most questions. While AceMoney worked fine, we like to have total confidence that our data is secure. We suggest you look for a financial management program that keeps your private data private.

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