Electronic transactions with credit and debit cards are commonplace, Square and others offer payments by e-mail, and Bitcoin fans are pushing even more radical changes to money. But the UK's Royal Mint believes there's still a place for innovation in that lowliest of financial instruments, the coin.
On Wednesday, the mint proposed a new 12-sided one-pound coin that it said would be "the most secure circulating coin in the world to date." The coin "utilizes multiple layers of cutting edge technology and would allow the United Kingdom to rapidly reduce the rate of counterfeit coins … Read more
Level Money is a budgeting app that streamlines your savings plan and tells you how much you're allowed to spend.Pros
Easy to follow: Level Money calculates your allowed spending through a rudimentary equation: Income - bills - savings = spendable money. It's a clear, distraction-free tool for common financial situations.
Short setup: Level Money's friendly guide and (mostly) easy setup process quickly integrates your financial information from various accounts. However, there may be extra steps, depending on your financial institution. Level's account-removal process is also accessible.
Visually intuitive: Level Money does a fantastic job of communicating … Read more
MoneyControl - Income and Expense Tracker lets you enter in your income and expenses to easily track your budget and plan for the future. The app displays your financial information in several handy and easy-to-read formats including graphs and calendar format; so no matter how you like to look at this type of data, you should find this app useful.
As soon as you install MoneyControl, you're ready to start budgeting. The interface is very intuitive and clear. Just enter in an expense and income and the app automatically adjusts your balance and projections. You can easily set both … Read more
Need a little extra incentive to stick to your New Year's resolution? You know, the one about eating less and exercising more?
Perhaps you've heard of GymPact, an app that rewards you for hitting the gym on a regular basis and charges you a fee if you don't. Just in time for the new year, GymPact is now Pact, and it now applies its payment/penalty system to dietary goals as well.
We are our phones. Our phones are us.
Which means that whatever we keep inside those smart little things encapsulates every aspect of our troubled characters.
Clearly, there are some aspects that we'd like to keep well hidden. Which is why a fascinating piece of research has attempted to discern just where our weakest point lies.
It asked 1,000 apparently honest Americans what was the one thing … Read more
Leaked from today's 404 episode:
- Of course Applebee's is going to replace waiters with tablets.
- The secret meeting that changed rap music, and destroyed a generation.
- A surgeon's review of Google Glass in the operating room.
You already know your phone or tablet can take the place of physical books, magazines, newspapers, boarding passes, Starbucks cards, and so on. Now there's one more printed item getting the virtual treatment: weekly circulars.
You know the kind: they used to come in your Sunday paper, back when you got a Sunday paper. I'm talking ads for Best Buy, Kohl's, Meijer, Target, Walmart, and other big chains, all of which are especially intriguing this time of year as Black Friday approaches.
One of the co-founders of Liberty Reserve, which was abruptly shut down by the US government in May, pleaded guilty "to money laundering and operating an unlicensed money transmitting business" on Thursday.
Vladimir Kats was arrested in May for his alleged involvement in running the Costa Rica-based online currency company. US prosecutors accused the site of setting up a digital currency exchange to launder money, resulting in 55 million transactions that allegedly laundered more than $6 billion in funds for "crimes, including credit card fraud, identity theft, investment fraud, computer hacking, child pornography, and narcotics trafficking." … Read more