Uber extends insurance coverage after 6-year-old girl's death

Facing growing criticism over a car accident that killed a 6-year-old San Francisco girl, Uber extended its insurance policy Friday to provide coverage for independent drivers who have their Uber apps online but aren't carrying passengers.

In the past, Uber's insurance for peer-to-peer service UberX only kicked in when an accident occurred while passengers were on a ride. It did not cover any incidents that happened while the driver was between rides but available for service. Only the driver's personal insurance applied in those cases. Now, Uber's contingent coverage for a driver's liability is $50,… Read more

Best practices for creating a home inventory

With the holidays here and more gadgets, belongings, and random items on the way, it's a good time to think about how to create an inventory of all your belongings. Creating an inventory makes the process of replacing items through your insurance company easier, in case you should you ever fall victim to a natural disaster or a break-in.

After talking to an insurance agent and scouring insurance company Web sites for best practices, here are the best tips for creating an itemized list of the possessions in your home.

Be thorough The most important aspect of creating an … Read more

Obamacare Web site mocked by, yes, insurance company

A couple of days ago, I received two letters from my health insurance company.

One welcomed me to its autopay system -- which was a touch odd, given that I had been in its autopay system for many years.

The second told me that I was about to have my health insurance cut off, as I hadn't paid my monthly bill.

Please forgive me, then, if I'm not bathed in admiration for the way health insurance companies do business. There is one, however, that wants me (and you) to believe it's the apogee of efficiency.

Wellmark Blue … Read more

How will a cheaper iPhone 5C affect pricing for older iPhones?

As rumors heat up that Apple will likely introduce not one, but two new iPhones in September, consumers wonder what it means for the company's traditional product discounting conventions.

While Apple has generally kept tight-lipped about the launch of its new iPhones, there are a few things that most Apple fans have been able to count on each year. One is that the company will introduce one new smartphone a year. And the second is that last year's model will sell at a $100 discount and its 2-year-old version will be $200 less expensive than the new one … Read more

Study: What motivates people to exercise? Money

A new study out of Stanford University and the University of Michigan suggests that some people appear more motivated by money than their own health.

Researchers followed a group of people insured by Blue Care Network, which -- rather controversially -- developed an incentives program that allowed its obese members to choose between paying as much as 20 percent more for health insurance or exercising. In real dollars, that added up to as much as $2,000 extra a year. (Those unable to walk due to medical reasons were exempt with a doc's note.)

Those who wanted to pay … Read more

Quarter of iPhones have a broken screen, poll says

As many as a quarter of iPhone owners are walking around with a broken screen, according to new figures.

Mobile-phone insurance Web site (which obviously has a vested interest here) asked iPhone owners whether their blower's display is currently broken, smashed, or cracked in any way, to which 23 percent yes.

The average length of time people have been putting up with their damaged display? Six months.

Most people said they hadn't gotten around to fixing their screen, with roughly equal numbers saying they weren't insured, couldn't afford to fix it, or were … Read more

IIHS names 13 safest cars

Thirteen cars earned the Insurance Institute for Highway Safety's (IIHS) new Top Safety Pick Plus award, while another 117 vehicles were named as Top Safety Picks. Top Safety Pick Plus winners included such cars as the Dodge Avenger, Ford Fusion, Honda Accord, and Volkswagen Passat.

To earn the Top Safety Pick Plus award, cars must get the top rating of Good in four of five crash tests, while achieving at least Acceptable in a fifth test. The IIHS recently added the Small Overlap Frontal crash test, and has only subjected 29 cars to it, which limited the pool of … Read more

Stephen Hawking sucks opera singer into black hole (in an ad)

Once you're famous, you get inundated with offers to appear in ads.

But which ones to choose? Should you peddle soap or Siri? Should you declare your love for Buick, while secretly pootling around in your Mercedes?

Stephen Hawking made an interesting choice to advertise auto insurance -- Go Compare's online auto-insurance comparison service, to be precise.… Read more

Do I really need insurance for my smartphone?

You may have paid only $200 for your latest smartphone, but if you had to replace that device before you became eligible for a subsidy from your carrier, it could cost you more than $600. Is it worth it to get device insurance?

That's the question I answer this time in Ask Maggie. I also offer some advice to an Apple iPhone fan who wants to know if he should wait for the next iPhone, rumored to be out in June or July.

To buy insurance or live dangerously without?

Dear Maggie,

I am getting my son an iPhone … Read more

Hackers steal customer info from insurance provider Nationwide

Hackers broke into insurance company Nationwide's network in early October, stealing the personal information of more than a million customers across the country, the insurance company recently revealed.

The company said the compromised information included people's names and a combination of Social Security numbers, driver's license numbers, their date of birth, and possibly marital status, gender, and occupation, as well as the names and addresses of employers. Nationwide said it had no evidence that any medical information or credit card account data was stolen.

"We discovered the attack that day, and took immediate steps to contain … Read more